Payday loans are small-denomination, unsecured advances up to $500 that are typically due on the customer’s next payday.  Payday loans are designed to meet temporary, short-term cash flow needs.  A payday loan is a convenient alternative to pawning or pledging personal property, incurring NSF or overdraft protection charges, or paying late charges.  Consumers also use payday loans to avoid unnecessary fees and tarnishing their credit ratings.  When used responsibly, payday loans are a good choice.

Applying for a payday loan at Check Depot is quick and simple.  We ask you to provide us information on your employment, sources of income, checking account history and contact information.  You may apply over the phone, online, or in-person at any of our conveniently located eleven stores in Birmingham, Tuscaloosa, Talladega & Oxford, Alabama.