Netspend Prepaid Cards

Use of card subject to card activation and identity verification.2

Get a Netspend Visa® Prepaid Card or Netspend Prepaid Mastercard® and you can conveniently shop online or pay billsin stores or over the phone.  There is no activation fee1 and you can use your card everywhere Visa debit cards or Debit Mastercard are accepted.  There are no late fees or interest payments because it’s not a credit card.  With a Netspend Prepaid Card, load your fundsto the Card Account, so it’s safer than carrying cash.When you enroll in Direct Deposit, you can have your payroll or government benefits direct deposited up to 2 days faster.5
You can even keep track of your transactions and balance by text6 or email by enrolling in Anytime Alerts™.


1 Other transaction fees and costs, terms, and conditions are associated with the use of this Card. See the Cardholder Agreement.

2 IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

3Fee may be assessed by reload location and may vary from location to location.

4To minimize losses, Cardholder must notify Netspend promptly of any loss of the card or compromise of the Card Account. Other terms apply. See the Cardholder Agreement for details.

5Faster access to funds is based on comparison of Netspend’s immediate availability policy versus the typical banking practice of only posting funds after settlement. Direct Deposit and earlier availability of funds are subject to payor’s support of this feature and timing of payor’s funding. Check with your payor to find out when the direct deposit of funds will start.

6Netspend does not charge for this service, but your wireless carrier may charge for messages or data.

The Netspend Visa Prepaid Card is issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Netspend Prepaid Mastercard is issued by MetaBank, Member FDIC, pursuant to license by Mastercard International Incorporated. Netspend, a TSYS® Company, is an authorized Independent Sales Organization of MetaBank. The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The Netspend Prepaid Mastercard may be used everywhere Debit Mastercard is accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

TSYS® and Netspend are federally registered U.S. service marks of Total System Services, Inc. All other trademarks and service marks belong to their owners.